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Centre for Social Justice Awards offer £50,000

first_imgThe CSJ is particularly keen to hear from organisations that are “people focused, tackling causes as well as symptoms, driven by conviction and motivated by compassion.”There is no application form. www.centreforsocialjustice.org.uk/awards The Centre of Social Justice (CSJ) is offering £50,000 to organisations tackling poverty effectively. Effective poverty fighting groups both with and without charitable status are welcome to apply. Tagged with: Awards Funding AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Advertisement To enter simply describe in 500 words or less how your organization makes an exceptional contribution to tackling poverty. Centre for Social Justice Awards offer £50,000 The application deadline is 14 April 2008. Howard Lake | 11 March 2008 | News The Centre for Social Justice  38 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Lenders Find New Strengths In Shared Households

first_img Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily About Author: Kendall Baer Previous: Morgan Stanley Begins to Fulfill RMBS Settlement Debt Next: Ask the Economist: Housing Industry Post Election  Print This Post Related Articles In recent release from Fannie Mae, it was found that more Americans have been creating shared households in which parents, children, grandparents, or other extended family live together in a home and contribute to rent or mortgage. The release finds that extended income households have particular strengths that can be important to lenders.According to Fannie Mae, these households stay together when faced with hardships or when times get tough and are therefore more likely to continue to pay their mortgage, even when house values decline. This is attributed to their incomes being more consistent because their earnings come from multiple sources.The release states that according to a recent working paper by Fannie Mae economist Walter Scott, it was found that almost 30 percent of households are shared, including with relatives and non-relatives. Additionally, it was found that this arrangement appears to be more prevalent in certain ethnic groups compared to others. For example, about 25 percent of non-Hispanic whites have shared households, compared to 36 percent of Asians, and 44 percent of Hispanic households.One of the causes for this trend noted by the release is the Great Recession, which caused a crunch on housing affordability. This affected not only just purchasing a home, but even going out on one’s own and creating a household.Fannie Mae cites the U.S. Census Bureau’s estimate of the total number of households formed in the United States as remaining stagnant during 2012 through most of 2014, and then increasing in 2015. They say that this suggests that it’s difficult, particularly for the younger generation of Americans, to find a place to live on their own.The Pew Research Center also announced in May 2016 findings that indicated for the first time since recording the data, they found more Americans between the ages of 18 and 34 were living at home with their parents than the share of those in the same age group living alone or with a partner and their late entry to homeownership is attributed to the fact that they weathered the economic challenges of the recession and its aftermath.Additionally, the release notes that based on data from the 2013 American Community Survey (ACS) conducted by the U.S. Census Bureau, 15 percent of mortgage holders are in an extended income household. That figure is higher for Asian households at 18 percent, African American households at 20 percent, Hispanic households at 24 percent, and immigrant households at 20 percent.Scott states, “Mortgage lenders… [should] review their treatment of non-borrower and boarder income,” and according to the release, Fannie Mae created the HomeReady mortgage, which takes into account extended-income households in assessing the household’s total income in certain situations.According to Anne McCulloch, Fannie Mae’s senior vice president for credit and housing access, “[Walt’s] research and the HomeReady mortgage are examples of how Fannie Mae focuses on understanding the choices consumers make and building affordable, sustainable mortgages that align with those choices.” 2016-08-10 Kendall Baer Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, Texas. Born and raised in Texas, Baer now works as the online editor for DS News. The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Lenders Find New Strengths In Shared Households in Daily Dose, Featured, News Demand Propels Home Prices Upward 2 days ago Lenders Find New Strengths In Shared Households Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago August 10, 2016 1,043 Views last_img read more

Bullying needs to be tackled head-on

first_img Comments are closed. Related posts:No related photos. Bullying needs to be tackled head-onBy Caroline Whittaker on 2 Jul 2009 in Personnel Today Workplace bullying cost society about £682.5m in 2007, according to research by Giga et al. 1 When the figures for absenteeism, turnover and the productivity costs of bullying are included, the total cost for organisations in the UK can be estimated at about £13.75bn. This is a staggering amount, made all the more shocking by the psychological damage to the victim. As a 14-year-old, I was mercilessly bullied at school for a year. The verbal abuse started for no reason and ended just as abruptly. While this was a long time ago, I can still recall the fear of entering the school gates and the dread of what insults would be heaped upon me that day. However, bullying can have a different meaning for different people. It can be seen as strongly as exercising a psychological hold over another person, but others see bullying behaviour as normal – as “office banter” – with the perpetrators not realising the effect of their actions. Therefore the following definition is a good starting point: “Workplace bullying can be interpreted as a form of persistent, intimidating, insulting behaviour which makes the recipient feel threatened, undermining their self-confidence”.2 Whatever the classification, the outcome can make the lives of those on the end of it a complete and utter misery and in many cases destroy their ability to work.As an occupational health educator I am in a privileged position not only to support students on their learning journey, but as a provider of pastoral support for them. They can come to me with a range of personal and professional issues knowing that this information will be held in confidence. Conversely, it provides me with an opportunity to gain insight into their working practices and the culture and professionalism of the organisation that employs them.What has alarmed me over recent months are the stories of increased bullying and intimidation from various quarters, such as line managers, human resources staff, trade union reps, employees and employers and, in some cases, the student’s own OH colleagues. OH nurses tell me that in most instances the perpetrators are HR and line managers (who are not always occupational health professionals). In one case the perpetrator was well-known for her bullying behaviour and made up a raft of serious, unsubstantiated allegations against the OH nurse which were never upheld.For this abysmal behaviour she was removed to another position, but has not been held to account for her actions, leaving the hapless OH nurse with little recourse to justice, her self esteem in tatters and no public apology. In another case the occupational health manager’s lack of management acumen has led to a disparate department whose members are all leaving for other organisations or going on long-term sick leave.For other occupational health nurses, it’s the continual clash and bullying relating to access to medical records and confidentiality issues. This situation if often made worse when acting in the role of advocate for an employee, which can be viewed as the wrong stance to take, leaving the occupational health nurse in a vulnerable position to receive yet further unwarranted criticism.Bullying can happen to anyone, and even the most robust can fall prey to this form of abuse as it can be subtle, such as exclusion from meetings, being cut out of the loop of important decisions and meetings and added to e-mails as an afterthought, which serves to undermine authority and can destabilise a department. We all need to be aware of how our actions can be perceived by others and mindful that pressures on all of us can at times lead us to behave out of character. But perpetrators need to be made aware of the damage their behaviour can have on others and held to account, not moved sideways into another role or promoted away from taking responsibility for their actions.Caroline Whittaker, senior lecturer, public health (OH), University of  GlamorganFurther reading/ links1. Giga, S. Hoel, H., H.Lewis D. (2008) The costs of workplace bullying Research Commissioned by the Dignity at Work Partnership: A Partnership Project Funded Jointly by Unite the Union and the Department for Business, Enterprise and Regulatory Reform.2. Lee, D. (2000) An analysis of workplace bullying in the UK, Derby: University of Derby. Previous Article Next Articlelast_img read more

Students and faculty to wear denim in support of dispelling sexual assault misconceptions

first_imgMembers of the Notre Dame community will be wearing denim around campus Wednesday for a special cause.This year marks the 18th year of Denim Day, an annual campaign that aims to raise awareness on sexual violence and victim blaming myths, and the fourth year the Gender Relations Center (GRC) is hosting the event at Notre Dame.According to their website, the Denim Day campaign was started after an Italian Supreme Court overturned a rape conviction on the reasoning that the 18-year-old victim’s jeans were too tight. Because of the tightness of her jeans, the court said she must have helped her rapist remove them, thereby implying consent. Enraged by this verdict, women in Parliament showed up to work in jeans the next day to demonstrate their solidarity with the victim and disapproval of the court’s ruling.Christine Caron Gebhardt, director of the GRC, said Denim Day breaks the silence for victims of violence and acts as a concrete way to bring awareness to statements and questions that further isolate victims instead of supporting them.“By questioning what someone is wearing or how much they were drinking, it shifts the focus to the victim doing something wrong rather than holding accountable a perpetrator who did not seek and receive consent,” Gebhardt said in an email. “Given the prevalence of sexual assaults, people wonder why folks do not tell someone or report. Some of the reasons are that victims are afraid people won’t believe them and they will be judged.”Students, faculty and staff are invited to sign up for Denim Day at Notre Dame in South Dining Hall at lunch Tuesday by signing a pledge and receiving a sticker indicating their denim is worn as a statement against erroneous attitudes regarding sexual violence.Gebhardt said students can take more initiative toward stopping victim blaming by taking the campus climate survey results and Clery Act warnings seriously.“Don’t let people make a joke out of them,” she said. “These numbers and reports represent actual members of our ND family who have been harmed — and the number should not matter. One is too many.“Come to ‘Take Back the Night’ and hear the courageous stories of survivors. Let them know they are not alone. Learn the resources on campus to help someone harmed, but also get trained on how to prevent these violations from happening in the first place.”Denim Day is an easy way for students and faculty to show their support victims, Gebhardt said. She said although the campaign is a small step in the large fight against sexual violence, it is one that holds a lot of weight.“It is a step that carries the hope of a vision of a campus where no one can ignore the issue of assault … where we stand against all forms of violence and we all do our part to prevent future harms,” she said. “It is  how our campus becomes a greeNDot community. Everyone can do a green dot on Wednesday. Just wear jeans and take the Denim Day pledge.”Tags: Denim Day, Gender Relations Center, sexual assault awarenesslast_img read more

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