whatsapp Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailUndoNoteabley25 Funny Notes Written By StrangersNoteableyUndoZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen HeraldUndoBetterBe20 Stunning Female AthletesBetterBeUndoautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comUndoAtlantic MirrorA Kilimanjaro Discovery Has Proved This About The BibleAtlantic MirrorUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoElite HeraldKate Middleton Dropped An Unexpected Baby BombshellElite HeraldUndoTrading BlvdThis Picture of Prince Harry & Father at The Same Age Will Shock YouTrading BlvdUndo G4S sees opportunities in cuts whatsapp Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofTortilla Mango Cups: Recipes Worth CookingFamily ProofWhat to Know About ‘Loki’ Ahead of Disney+ Premier on June 9Family ProofCheese Crostini: Delicious Recipes Worth CookingFamily Proof Tags: NULL Thursday 26 August 2010 7:57 pm SECURITY services group G4S reported a three per cent rise in first-half profit, helped by strong performances at its emerging markets businesses, and predicted UK government spending cuts would fuel further growth.“The Middle East, India and large parts of Asia all show good signs of delivering double digit growth in the second half,” chief executive Nick Buckles said yesterday.“There are also growth opportunities in the UK outsourced government sector — we can help the British government through a difficult time.”Services companies with exposure to contracts with the British government are bracing themselves for Downing Street’s October Spending Review, which will outline the extent of the coalition’s drive to cut public spending.However, G4S , which provides services ranging from cash transportation to security and protection, believes spending cuts may boost sales in areas where outsourcers would be hired to achieve savings.G4S posted an operating profit of £238.1m on revenues four per cent higher at £3.63bn pounds for the six months to the end of June. It increased its interim dividend by five per cent to 3.17p. Share KCS-content Show Comments ▼
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Sharp shooter: Charlie Sharples scored two tries on Saturday – but could have had more if England had been clinicalBy Alex LoweENGLAND’S OPENING QBE International against Fiji was always going to be a nicely-timed opportunity to blow off some cobwebs before the arrival of Australia, South Africa and New Zealand.It is impossible to look at it in any other context. An England victory was inevitable and it is difficult, foolhardy even, to draw too many firm conclusions from this one performance as to whether Stuart Lancaster’s men are up to the standard required to test the world’s top three nations.The England management have made no secret in the build-up to the autumn campaign of their desire to emulate world champions New Zealand – from the All Blacks’ ability to evolve as a team to their ruthlessness in attack, it is they who set the standards in the global game.Bright spark: full-back Alex GoodeSo would New Zealand have put 80 points on this below-strength Fiji side? They may well have, such is their ability to see an opportunity and take it. That is what England are aiming for and, judging by the Fiji performance, there is still a way to go on that front.England scored seven tries but failed to convert a host of other opportunities. That ruthless execution is what Lancaster and his coaching team will be working on this week. They must expect to meet the Australia who drew 18-18 with New Zealand, not the Australia who were thumped by France on Saturday night.England must also ensure this propensity to start slowly does not develop into a habit. Of course, England will find themselves on the defensive at times but to have been on the back foot for the best part of 20 minutes against Fiji was a concern. Better sides would have punished England in that opening quarter, as South Africa did on the summer tour.But let’s not be too churlish. This was a decent first hit-out for an England side still in the foothills of its development and there were some obvious plus points. Alex Goode for one. The Saracens full-back has brought a new dimension to England’s attacking game. He views the game in widescreen, like a fly-half, which makes him so effective when he joins the attack as England’s second playmaker.Harlequins full-back Mike Brown has his obvious qualities – a rock at the back, a huge boot – but it is Goode who has the ability to transform England from predictable to a team with attacking potential.As Goode himself said after the match, England’s Six Nations campaign was founded on tenacity, defence and a good kicking game. With Goode at full-back, England have the potential to ask questions of the best defences in the world for the first time in about a decade. The challenge now – and it is not an insignificant one given England have not managed it with consistency since 2003 – is to turn that potential into reality against the three best teams in the world.Call back: will Jonathan Joseph face Australia?I’d start Jonathan Joseph at outside-centre against the Wallabies and move Manu Tuilagi to 12. For all Brad Barritt’s commitment, Joseph is a more dangerous attacking prospect and I’d be excited to see him combine with Danny Care, Toby Flood, Tuilagi and Goode.Charlie Sharples took his opportunity well in Chris Ashton’s absence, coming within an inch of a hat-trick on his first Twickenham start and he was lively off his wing.Ashton will return to face the Wallabies and Lancaster’s choice is then between Sharples, also a natural right wing, or Ugo Monye. Both calls have their merits. NOT FOR FEATURED LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Tom Youngs enjoyed a rumbustious debut at hooker, although it was probably his easiest game of the season given Fiji barely contested any set-piece. Like England as a whole, this was a nice introduction to the increasingly tough challenges to come.Follow Alex Lowe on Twitter @AlexMLowe
Save this picture!© Fernando Guerra | FG+SG+ 46 Share Photographs “COPY” ArchDaily Guesthouse in Lisbon / Pedro Domingos ArquitectosSave this projectSaveGuesthouse in Lisbon / Pedro Domingos Arquitectos Architects: Pedro Domingos Arquitectos Area Area of this architecture project Projects Houses Guesthouse in Lisbon / Pedro Domingos Arquitectos 2016 Area: 670 m² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/787807/guesthouse-in-lisbon-pedro-domingos-arquitectos Clipboard Year: CopyHouses•Lisbon, Portugal CopyAbout this officePedro Domingos ArquitectosOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesLisbonPortugalPublished on May 20, 2016Cite: “Guesthouse in Lisbon / Pedro Domingos Arquitectos” 20 May 2016. ArchDaily. Accessed 11 Jun 2021.
This article was originally published in Workers World June 11, 2011.It is not only federal prisons that contract out prison labor to top corporations. State prisons that used forced prison labor in plantations, laundries and highway chain gangs increasingly seek to sell prison labor to corporations trolling the globe in search of the cheapest possible labor.One agency asks: “Are you experiencing high employee turnover? Worried about the costs of employee benefits? Unhappy with out-of-state or offshore suppliers? Getting hit by overseas competition? Having trouble motivating your workforce? Thinking about expansion space? Then Washington State Department of Corrections Private Sector Partnerships is for you.” (educate-yourself.org, July 25, 2005)Major corporations profiting from the slave labor of prisoners include Motorola, Compaq, Honeywell, Microsoft, Boeing, Revlon, Chevron, TWA, Victoria’s Secret and Eddie Bauer.IBM, Texas Instruments and Dell get circuit boards made by Texas prisoners. Tennessee inmates sew jeans for Kmart and JCPenney. Tens of thousands of youth flipping hamburgers for minimum wages at McDonald’s wear uniforms sewn by prison workers, who are forced to work for much less.In California, as in many states, prisoners who refuse to work are moved to disciplinary housing and lose canteen privileges, as well as “good time” credit, which slices hard time off their sentences.Systematic abuse, beatings, prolonged isolation, sensory deprivation and lack of medical care make U.S. prison conditions among the worst in the world. Ironically, working under grueling conditions for pennies an hour is treated as a “perk” for good behavior.In December , Georgia inmates went on strike and refused to leave their cells at six prisons for more than a week. In one of the largest prison protests in U.S. history, prisoners spoke of being forced to work seven days a week for no pay. Prisoners were beaten if they refused to work.Private prisons for profitIn the ruthless search to maximize profits and grab hold of every possible source of income, almost every public agency and social service is being outsourced to private for-profit contractors.In the U.S. military, this means there are now more private contractors and mercenaries in Iraq and Afghanistan than there are U.S. or NATO soldiers.In cities and states across the U.S., hospitals, medical care facilities, schools, cafeterias, road maintenance, water supply services, sewage departments, sanitation, airports and tens of thousands of social programs that receive public funding are being contracted out to for-profit corporations. Anything publicly owned and paid for by generations of past workers’ taxes — from libraries to concert halls and parks — is being sold or leased at fire sale prices.All this is motivated and lobbied for by right-wing think tanks like that set up by Koch Industries and their owners, Charles and David Koch, as a way to cut costs, lower wages and pensions, and undercut public service unions.The most gruesome privatizations are the hundreds of for-profit prisons being established.The inmate population in private for-profit prisons tripled between 1987 and 2007. By 2007, there were 264 such prison facilities, housing almost 99,000 adult prisoners. (house.leg.state.mn.us, Feb. 24, 2009) Companies operating such facilities include the Corrections Corporation of America, the GEO Group Inc. and Community Education Centers.Prison bonds provide a lucrative return for capitalist investors such as Merrill Lynch, Shearson Lehman, American Express and Allstate. Prisoners are traded from one state to another — based on the most profitable arrangements.Militarism and prisonsHand-in-hand with the military-industrial complex, U.S. imperialism has created a massive prison-industrial complex that generates billions of dollars annually for businesses and industries profiting from mass incarceration.For decades, workers in the U.S. have been assured that they benefit from imperialist looting by the giant multinational corporations. But today more than half the federal budget is absorbed by the costs of maintaining the military machine and the corporations, which are guaranteed profits for equipping the Pentagon. That is the only budget category in federal spending that is guaranteed to increase by at least 5% per year — at a time when every social program is being cut to the bone.The sheer economic weight of militarism seeps into the fabric of society at every level. It fuels racism and reaction. The political influence of the Pentagon and the giant military and oil corporations — with their thousands of high-paid lobbyists, media pundits and network of links into every police force in the country — fuels growing repression and an expanding prison population.The military, oil and banking conglomerates, interlinked with the police and prisons, have a stranglehold on the U.S. capitalist economy and reins of political power, regardless of who is president or what political party is in office. The very survival of these global corporations is based on immediate maximization of profits. They are driven to seize every resource and source of potential profits.Thoroughly rational solutions are proposed, whenever the human and economic cost of militarism and repression is discussed. The billions spent for war and fantastically destructive weapons systems could provide five to seven times more jobs if spent on desperately needed social services, education and rebuilding essential infrastructure. Or it could provide free university education, considering the fact that it costs far more to imprison people than to educate them.Why aren’t such reasonable solutions ever chosen? Military contracts generate far larger guaranteed profits to the military and the oil industries, which have a decisive influence on the U.S. economy.The prison-industrial complex — including the prison system, prison labor, private prisons, police and repressive apparatus and their continuing expansion — are a greater source of profit and are reinforced by the climate of racism and reaction. Most rational and socially useful solutions are not considered viable options.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
SHARE Previous articleAnnual Purdue Extension Weed Day offers Field Trial ToursNext articleTodd Janzen: Genetically Engineered Wheat Arrives. Lawsuits Follow. Andy Eubank Indiana Farm Bureau’s Drainage School, a seminar focusing on Indiana drainage issues, will take place on Aug. 28 at IFB’s home office in downtown Indianapolis.The seminar’s purpose is to promote an understanding of the laws and regulations that control drainage laws and dispute resolutions. It is open to farmers, public officials, agency personnel, attorneys and members of the public. Continuing education credits are being sought for attorneys and surveyors.This year’s seminar features federal and local regulatory issues, duties of drainage boards and surveyors and surface water dispute mediation. Check-in begins at 8:30 a.m.; the program runs from 9 a.m. until 4:15 p.m. Lunch is provided. Sign up runs until Aug. 9 or until the program fills, whichever comes sooner. Those interested are encouraged to register early due to limited space. Registration is not complete without payment, and there will be no refunds after Aug. 9.Register online at www.infarmbureau.org under the events menu. The seminar is $50. Contact Maria Spellman, 317-692-7840 or [email protected], with questions.The event is sponsored by IFB, Association of Indiana Counties, Indiana Association of County Commissioners, County Surveyors Association of Indiana, Indiana Association of Soil and Water Conservation Districts, and Indiana Local Technical Assistance Program. Indiana Farm Bureau brings back Drainage School Home Indiana Agriculture News Indiana Farm Bureau brings back Drainage School Facebook Twitter By Andy Eubank – Jun 9, 2013 SHARE Facebook Twitter
Twitter Pinterest WhatsApp Facebook Local NewsUS News Pinterest WhatsApp TAGS MARINA DEL REY, Calif., Feb. 8, 2021 (SEND2PRESS NEWSWIRE) — Loren Data Corp. ( LD.com ), a leader in B2B eCommerce communications technology, announced today that Orderful has selected Loren Data’s ECGrid® B2B Platform to connect its customers to EDI VAN trading partners. “We are pleased to welcome Orderful into the Loren Data interconnected ecosystem,” said Don Reigrod, SVP of Loren Data Corp. “Our shared philosophy of leveraging APIs to connect trading partners makes it easy for Orderful’s customers to connect once locally to do business globally. Orderful’s customer roster is impressive and we look forward to supporting their continued expansion of connecting brands to buyers. “We’ve been working with Loren Data for some time now and are excited to formalize our relationship with this global agreement,” said Erik Kiser, CEO of Orderful. “This gives Orderful access to the entire eCommerce community regardless of how they trade.” About Loren Data Corp. Founded in 1987, Loren Data Corp. is a leading B2B eCommerce technology company, providing innovative, efficient and high-value solutions for businesses to collaborate in their supply chain. With its flagship cloud and web services offerings – ECGrid® – Loren Data delivers a world-class, self-service, unified EDI messaging platform for eCommerce Service Providers (ECSPs) and EDI Hubs to transact business with trading partners through VANs, ECSPs, and hundreds of legacy and modern direct connections. About Orderful Orderful improves the global supply chain by enabling buyers and suppliers to immediately trade supply chain data. Its API platform enables organizations to trade supply chain data in real-time, consolidate complexity and reduce costs. Orderful acts as the hub of a global network of trading partners. The company was founded in 2016 and has its headquarters in San Francisco. Investors include Initialized Capital and Andreessen Horowitz. Visit us at www.orderful.com. NEWS SOURCE: Loren Data Corp. This press release was issued on behalf of the news source (Loren Data Corp.) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: 68228 APDF-R8.2 © 2021 Send2Press®, a press release and e-marketing service of NEOTROPE®, Calif., USA. To view the original version, visit: https://www.send2press.com/wire/orderful-selects-loren-data-to-provide-b2b-connectivity/ Disclaimer: This press release content was not created by the Associated Press (AP). Facebook Orderful Selects Loren Data to Provide B2B Connectivity By Digital AIM Web Support – February 8, 2021 Twitter Previous articleGlobal Payments and Google Form Strategic Partnership to Reimagine Digital PaymentsNext articleCybernauts Called to PLANETXXI to Save Planet Earth Digital AIM Web Support
By Digital AIM Web Support – February 24, 2021 WhatsApp Facebook WhatsApp Officers killed in line of duty honored Odessa Police Department Chief Michael Gerke addresses the family members of the deceased Texas officers. Midland Police Department Chief Seth Herman said he’s reminded every day of Nathan Hayden Heidelberg.On Friday at Sunset Memorial Gardens and Funeral Home, Herman escorted Heidelberg’s parents to place the final yellow rose on wreath to honor fallen officers in the Permian Basin and throughout Texas.Herman said after the ceremony, which was part of National Police Week, the memories he shared with Heidelberg will stay with him throughout the rest of his life.“It’s like losing a close family member,” Herman said. “He’s my brother. Just like with the death of any family member, there are little things that remind you of (Heidelberg). There’s parts of the police department when I walk through I remember times I spent speaking with (Heidelberg).“I never want to forget (Heidelberg). I never will forget him, but I really want to remember is the person he was and the sacrifice he made.”Heidelberg was the last peace officer killed in the line of duty in the Odessa-Midland area.Friday’s memorial service honored nine peace officers from the Permian Basin and 16 — 12 officers and four K9’s — throughout Texas.The five from Odessa Police Department are Cpls. Abel Marquez, Arlie Jones, Scott Gardner, Gordon Terry Toal and officer Scott Stanton Smith. Ector County Sheriff’s Office honored Deputy Sheriff Thad Dewitt West, Midland County Sheriff’s Office remembered Sgt. Michael Joe Naylor, while MPD honored Heidelberg. Lubbock Police Department was also in attendance to honor patrolman Rodney Raylyn Kendricks, who is buried in Odessa.Odessa Police Department Chief Michael Gerke was a detective in 2007 when Marquez, Jones and Gardner were shot and killed while responding to a domestic disturbance call.“You could be driving along and you will have that little remembrance of one of them,” Gerke said about Marquez, Jones and Gardner. “You smile or tear up a little bit. You never forget those types of bonds.”The 12 officers throughout Texas that were killed in the line of duty were Senior Special Agent Paul Scott Ragsdale, Wayland Baptist University Chief Lonnie Verdell Burton and Cumby Police Department officer Jarrod Kyle Friddle. Dallas Police Department Cpl. Earl James “Jamie” Givens III, Fort Worth Police Department Cpl. Garrett Willis Hull and Real County Sheriff’s Office Deputy Sheriff Mark Cox were also remembered.Nacogdoches County Sheriff’s Office Deputy Sheriff Raymond Bradley Jimmerson, Waller County Sheriff’s Office Deputy Sheriff Loren Yalith Vasquez and United States Marshals Office supervisory deputy Norman Merkel were honored. Comal County Sheriff’s Office Deputy Sheriff Ray Elwin Horn III, Border Patrol Agent Donna Doss and El Paso County Sheriff’s Office Deputy Sheriff Peter Herrera were remembered.The four K9’s honored were Grunt and Nell from Refugio County Sheriff’s Office, Kastor of the Waco Police Department and Chuck from the Bexar County Sheriff’s Office.Ector County Sheriff Mike Griffis had a scare at the beginning of the year when three of his deputies — Josh Pool, Cody Smith and Ricky Rodriguez — were shot while serving a narcotics search warrant on Jan. 14 at 7321 Kentucky Ave.Pool and Rodriguez were each shot in the left leg, while Smith had a bullet graze the left side of his lip. Pool and Smith have returned to active duty, while Rodriguez is a reserve deputy as he transitioned to the private sector.“I got a phone call at 9:46 p.m. (Jan. 14) and I’ll never forget it. My heart stopped,” Griffis said. “We are a family. We spend more time at work together than we spend at home with our families. My heart stopped and I went start to the hospital to make sure our guys were OK. Once I found they were OK, I went into a room by myself and prayed to the good lord.”Gerke said it’s positive to honor the lives of the fallen officers, because he knows those peace officers have shaped many lives.“As police officers, we tell what we call ‘War Stories’ and these are stories that have happened to us throughout our career,” Gerke said. “It can be sad or funny. You remember your departed coworkers in that way.“To me, that’s an honor to them. I hope at some point when I’m gone people have some nice words to say about me. That would probably be the highest honor that I could ever receive.” TAGS Twitter Facebook Pinterest Pinterest Twitter Local NewsLaw Enforcement Previous articleHIGH SCHOOL SOFTBALL: Lady Bronchos band together to advance to third roundNext articleTEXAS LEAGUE BASEBALL: Mondou powers RockHounds to win Digital AIM Web Support
Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Fannie Mae Freddie Mac GSE Morgtage Portfolios Urban Institute 2016-04-26 Brian Honea April 26, 2016 1,415 Views Home / Daily Dose / GSE Mortgage Portfolio Wind Down Stays on Track Fannie Mae and Freddie Mac both experienced slight expansions for their mortgage portfolios to start of the year—but the winding down of the portfolios under the FHFA conservatorship is still on track because the values of the portfolios are down relative to where they were a year ago, according to a report from the Urban Institute released Tuesday.The Urban Institute’s Housing Finance at a Glance: March 2016 Chartbook reported that the unpaid principal balance (UPB) in Fannie Mae’s mortgage portfolio, which totaled $346.5 billion at the end of January, was only slightly higher than the 2016 cap of $339.3 billion.Likewise, the UPB in Freddie Mac’s mortgage portfolio as of the end of January, $349.6 billion, was only slightly higher than the 2016 cap.“Both GSEs increased their portfolio slightly in January 2016; this should not be an issue as the GSEs are reasonably close to the year-end 2016 portfolio goal,” the report stated. “Relative to January 2015, Fannie Mae contracted by 16.4 percent, and Freddie Mac by 14.2 percent. They are shrinking their less liquid assets (mortgage loans and non-agency MBS) at close to the same pace that they are shrinking their entire portfolios.”The less liquid assets for the Fannie Mae and Freddie Mac declined at a rates of 14.7 percent and 18.1 year-over-year in January, respectively.In February, the mortgage portfolios returned to contraction for the GSEs after the slight upticks in January. For Freddie Mac, the mortgage-related investments portfolio contracted at an annualized rate of 10.1 percent over-the-month in February—computing to a monthly decline of about $3 billion, down to a balance of about $346.6 billion.Fannie Mae’s gross mortgage portfolio contracted at an annual rate of 27.8 percent in February after January’s rare expansion. The February contraction translated to a month-over-month decline of more than $11 billion down to a value of about $337.2 billion by the end of February—below the 2016 cap of $339.3 billion.Click here to view the entire Chartbook. Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles About Author: Brian Honea Demand Propels Home Prices Upward 2 days ago Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago GSE Mortgage Portfolio Wind Down Stays on Track The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Fannie Mae Freddie Mac GSE Morgtage Portfolios Urban Institute Subscribe in Daily Dose, Featured, News, Secondary Market Previous: Lawmaker Pushes for Next Step in CFPB Reform Next: DS News Webcast: Wednesday 4/27/2016 Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago
Previous: Paradatec Passes Fannie Mae Certification Next: Small Step for Women and Minorities, Giant Leap for Mankind The Best Markets For Residential Property Investors 2 days ago Related Articles Print This Post Home / Daily Dose / What’s a HELOC Again? Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save July 13, 2017 1,644 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago HELOC 2017-07-13 Brianna Gilpin Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Market Studies, News Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] About Author: Brianna Gilpin Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily What’s a HELOC Again? The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: HELOC There comes a time in homeownership where remodeling comes into consideration. Though many wish they had disposable income readily available to renovate their home, most times homeowners find themselves taking out a loan. Recent studies by Bank of America show that more than 36 percent of first-time homebuyers wouldn’t consider using a home equity line of credit, or HELOC, because they simply aren’t aware of what they are or how they work. So how can HELOCs be better explained to buyers so they are aware of the opportunity? To find out more, DS News asked Dave Gorman, Divisional Sales Executive at Bank of America.Q: Other than lack of understanding, what are some reasons people hold back from using a HELOC?A: Lack of understanding is a clear barrier revealed in the 2017 Homebuyer Insights Report. In many cases, homeowners need to wait a few years to grow the equity necessary for a HELOC, and to build a strong overall financial picture. We employ responsible lending standards when it comes to HELOCs, so our clients can be financially successful.Q: What are the advantages of using a HELOC versus a credit card or a loan that is not tied to home equity?A: A HELOC allows owners to secure credit from their home, which can be used for major projects such as home renovations, among other possibilities. HELOCs often have lower interest rates than credit cards and the interest you pay is typically tax deductible. HELOCs also offer a great level of flexibility in payment options as when compared to a credit card.Q: What advice do you have for first time homebuyers to get more educated on HELOCs and other information regarding home buying?A: When considering a HELOC, any owner, whether new or experienced, should consult with a financial advisor or loan officer about the opportunities available to them. It takes time to build the equity necessary, but can be a worthwhile venture due to a HELOC’s flexible nature and many benefits.Making smart improvements can positively affect a home’s value. It’s a good idea to understand your home’s current value and consult with a local real estate expert before investing in significant home improvements. There are tools online that enable you to make these calculations from home.
News UpdatesDelhi HC Allows The Release of Foreign Nationals Related to Tablighi Jamaat Event From Quarantine Facility And Shifting Them To Alternate Accommodations Karan Tripathi28 May 2020 2:24 AMShare This – xDelhi High Court has allowed the plea for release of foreign nationals related to Tablighi Jamaat event and shifting them to alternate accommodations. The plea was allowed by the Division Bench of Justice Vipin Sanghi and Justice Rajnish Bhatnagar after a No Objection Certificate was given by the Revenue Department of Delhi Government for the transfer of 955 foreign nationals…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginDelhi High Court has allowed the plea for release of foreign nationals related to Tablighi Jamaat event and shifting them to alternate accommodations. The plea was allowed by the Division Bench of Justice Vipin Sanghi and Justice Rajnish Bhatnagar after a No Objection Certificate was given by the Revenue Department of Delhi Government for the transfer of 955 foreign nationals to alternate accommodations. This order has come in pursuance of a submission made by Senior Advocate Rebecca M John, who was appearing for the Petitioners, which said that the Petitioners confine the relief sought in the present petition to only pray that these foreign nationals may be moved to other better facilities, which have been identified by the community. Ms John had further submitted that she would provide the particulars of the said facilities, and also place them on record, and that the facilities could be inspected by the Respondents. She said that the foreign nationals and the community will make all the arrangements for the said facilities at their own expense. During the course of proceedings, both the Delhi Police and the Union of India verbally submitted that they also don’t have any objection with the present plea being allowed. In today’s proceedings, Delhi Police also informed the court that as of now, 47 charge sheets have been filed against the aforesaid foreign nationals. While passing the order, the court also directed that the present order shall be read together with that of the Magistrate, when in future these foreign nationals move the court for bail pursuant to the issuance of summons. Therefore, the Magistrate in that future situation would be allowed to impose other conditions, but it will have to keep in mind the present order of this court. In the last hearing, the Crime Branch of Delhi Police had informed the Delhi High Court that not a single foreign national related to the Tablighi Jamaat incident has been arrested so far or has been taken into custody by the Delhi Police. Delhi Police had also informed the court that more than 900 foreign Tablighi Jamaat attendees, including the Petitioners, have joined investigation of the case and were served notices under section 41A of the CrPC. The investigation itself, the status report had stated, is being conducted on a day to day basis and all efforts are being made to finalise the investigation and submit a report under section 173 CrPC. As per the said report, the concerned foreign nationals have given an undertaking to the Delhi Police that they would not violate the conditions under section 41(a) CRPC and abide by the terms of the notice. The status report further stated that: ‘in order to substantiate the legitimacy of their visit to India, passports of 723 accused foreigners and Identity Cards of 23 accused Nepal Nationals have been taken into possession through seizure/handing over memos. Some of the accused foreign nationals were unable to provide / produce their passports. Efforts are being made to account for all the passports in this regard.’ In the present PIL, the Petitioner has asked the court to order the Delhi Government to order and facilitate immediate release of foreign nationals held in institutional quarantine in Delhi having tested negative for covid-19 as quarantine in perpetuity shall tantamount to illegal detention. While highlighting that the FIRs for the Markaz event has been registered against the unknown persons, the petition states: ‘The Impugned Order mentioning 567 foreign nationals fails to clarify if the aforementioned persons have previously been blacklisted and booked by the Police officials.Furthermore, it is unclear It is to be regarded that the power to grant police custody (Section 167) as well as the power to arraign a person(Section 319), suspected of a crime for the purposes of investigation vests with the Judiciary under the Code of Criminal Procedure, 1973. Resultantly, the contents of Paragraph 5 and the consequential implication is contrary to the law of the land and thus cannot be upheld.’ The Petitioners are being represented by Senior Advocate Rebecca M John, and Advocate Ashima Mandla Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story